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Terms & Conditions

Last Updated: March 23, 2026

Welcome to MATT DAVIS INS & FIN SVCS INC. By accessing our website and using our services, you agree to comply with and be bound by the following terms and conditions. Please review these terms carefully.

Acceptance of Terms

By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions, as well as our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

Use of Our Website

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the website. Prohibited conduct includes:

  • Transmitting unlawful, threatening, defamatory, or obscene material
  • Attempting to gain unauthorized access to our systems or networks
  • Using automated systems to access the website without permission
  • Interfering with or disrupting the website or servers

Financial Services Disclaimer

Information provided on this website is for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult with qualified professionals before making any financial decisions.

MATT DAVIS INS & FIN SVCS INC is a direct business lender and insurance provider. All financing and insurance products are subject to approval and underwriting. Terms, rates, and availability may vary based on creditworthiness, business performance, and other factors.

Application and Approval Process

Submission of an application for financing or insurance does not guarantee approval. We reserve the right to:

  • Request additional information or documentation
  • Decline any application at our discretion
  • Modify terms, rates, or conditions based on our evaluation
  • Verify all information provided in applications

SMS Terms & Conditions

Text Messaging Program Terms

By opting in to receive SMS/text messages from MATT DAVIS INS & FIN SVCS INC, you expressly consent to receive recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services. Messages may be sent using an automated telephone dialing system (ATDS).

Program Details:

  • Message frequency varies; you may receive up to 4 messages per month
  • Message and data rates may apply based on your mobile carrier
  • Consent is NOT a condition of purchase

Opt-Out and Help:

  • Reply STOP to any message to opt out immediately. You will receive a final confirmation message
  • Reply HELP for assistance or contact us at matthew@mattdavisinsfinsvcs.com

Supported Carriers:

This service is available on major carriers including AT&T, Verizon, T-Mobile, and Sprint. Coverage and delivery may vary by carrier.

Your Responsibilities:

  • You are responsible for all charges from your mobile carrier
  • You must notify us if you change your mobile number
  • Standard message and data rates apply

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of MATT DAVIS INS & FIN SVCS INC and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without explicit written permission.

Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party sites. You access third-party websites at your own risk.

Limitation of Liability

To the fullest extent permitted by law, MATT DAVIS INS & FIN SVCS INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from:

  • Your use of or inability to use our website or services
  • Any errors or omissions in website content
  • Unauthorized access to our servers or your personal information
  • Interruptions or cessation of transmission to or from our website

Indemnification

You agree to indemnify, defend, and hold harmless MATT DAVIS INS & FIN SVCS INC and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from your use of our website or violation of these Terms & Conditions.

Privacy and Data Protection

Your use of our website and services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to this page with an updated "Last Updated" date. Your continued use of our website after changes are posted constitutes your acceptance of the modified terms.

Governing Law and Dispute Resolution

These Terms & Conditions are governed by the laws of the State of South Carolina, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our website shall be resolved in the courts of South Carolina.

Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms & Conditions, together with our Privacy Policy, constitute the entire agreement between you and MATT DAVIS INS & FIN SVCS INC regarding your use of our website and services.

Contact Information

If you have questions about these Terms & Conditions, please contact us:

MATT DAVIS INS & FIN SVCS INC
906 B South Broad St
Clinton, SC 29325

Email: matthew@mattdavisinsfinsvcs.com

Acknowledgment

By using our website and services, you acknowledge that you have read these Terms & Conditions, understand them, and agree to be bound by them.

MATT DAVIS INS & FIN SVCS INC

906 B South Broad St
Clinton, SC 29325

matthew@mattdavisinsfinsvcs.com

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